USE IT OR LOSE IT
A new year and a fresh start! It’s a great thing for your resolutions but a new beginning for your dental benefits can mean a missed opportunity and a loss. Most dental insurance plans are on a calendar year and you will lose all your unused benefits after December 31st.
There are three times you should make it a priority to schedule dental care before next year:
- When you have unused benefits. Most dental plans cover 100% of
preventative procedures. You should treat your benefits like a coupon that is about to expire.
2. When you have met your deductible. If you have already met your
deductible for the year (or you are close), it’s worth making time for non- emergency care for lower out-of-pocket costs.
3. When you have paid your premiums. Someone has paid for it! Whether it be you or your employer, you should make sure you use what you have paid for.
It is a great time of year to take advantage of what your dental services provide. And an even better time if you have outstanding treatments. Here are some examples of services you will want to schedule to get all your benefits before you miss the opportunity.
Most dental plans cover two check-ups a year with 6 months in between. If it has been more than 6 months since your last cleaning, now is an excellent time to call Capehart Family Dentistry at (402)-885-8990.
Get a freshly polished, professionally cleaned smile! This will also give the dentist time to review your oral health to make sure your teeth and gums are as healthy as they can be.
The end of the year is the perfect time to get started on dental treatments that involve multiple visits. Especially if you have already met your deductible and haven’t reached your annual maximum. Your out-of-pocket expenses decrease dramatically once your deductible is paid and makes it the ideal time for larger dental treatments.
At Capehart Family Dentistry we can help you create a plan to maximize your benefits. We can help by splitting your treatments between this year and next to assure that you use up this year’s remaining benefits while also taking advantage of what is coming available to you after the new year. This will help you minimize your out-of-pocket costs.
Don’t throw your 2018 dental benefits away! Let those benefits help you see a dentist to prevent and detect dental problems or even help catch overall health issues. If you are unsure of what benefits you still have available before we start a new year, give us a call and let us help you. We would love to schedule you an appointment to help you get the most benefit possible.